Manzil Murabaha

STOP PRESS

"We no longer provide or recommend Halal or Islamic mortgages as we have found that they do not provide the best financial value for our clients."

Manzil Murabaha

Is a “deferred finance sale”. Manzil Murabaha based mortgage you identify the house you wish to purchase and consent to a buy. The mortgage lender buys the house and instantaneously sells it to you at a price that is based on the value of the property, the term of purcahse and the balance of your initial payment. Your initial payment is considered your deposit, this is about 20% of the purchase value. The house is then placed in your name and the transaction between you and the money provider is set down in a Manzil Murabaha agreement. You then make monthly payments to the money provider and when the balance of the contract is paid, you own the property.

Now have a selection of faith-based mortgage ideas to enable you to buy your home or finance an ordinary mortgage with a Halal mortgage which is Riba free and Shariah compliant.

All Halal mortgages are subject to lenders terms and conditions - some Halal mortgage options are not available in Scotland.
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